White Papers
Self-Funded Insurance Plans
There are many different options concerning the status of healthcare options in the United States. For the purposes of this discussion self funded healthcare plans will be examined. The research will focus on the advantages and disadvantages of self funded plans. The investigation will also focus on when self funding is appropriate and what precautions should be taken.
Wellness Programs
The popularity of Wellness Programs is on the rise because of the benefits associated with offering employees the services explained in the paper. The overall goal of a wellness program is to provide employees with the opportunity to live the healthiest lives that they can. In doing this organizations are able to reduce costs and increase productivity. In the long-run maintaining a healthy staff results in a great deal of profitability for the organizations.
Employee Benefits Communication Strategy
The purpose of this paper is to discuss the conflict and decision making that occurs in organizations; specifically in the discussion of employee benefits. It is very important to remember that employee benefits do not just encompass the money that the employee makes. Benefits include the paycheck, plus anything else that is a benefit to working for the company – health insurance, a car, uniforms that the employee is not required to pay for, an expense account, or anything along those lines. Much of the conflict and the decision making that are problematic within organizations are problematic mostly because of the extra 'perks' that come along with the benefit package, not the salary of the employee.
Voluntary Benefits: Beyond the Core
Voluntary benefits may be the ideal answer to an employers need to cut benefit costs while still maintaining and recruiting top talent. Voluntary benefits offer more options for employees, cost less for employers, and still offer top-quality health care coverage. As the economy continues to fluctuate, voluntary benefits may allow some employers to remain profitable, and with rising insurance costs, they may be the only way many small businesses can continue to offer any kind of health care benefits to their employees.
Assessing the Future of Employee Health Benefits
In successfully managed health benefits programs, new initiatives are based on the unmet needs of employees and as a result over time HMO costs significantly decrease. The future of employee health benefits depends on the culture of an organization and its commitment to create programs that holistically treat employees.
The Growth of Consumer-Driven Healthcare
In a slowing economy, the implementation of Consumer Driven Health Plans (CDHPs) is an important tool in cost reduction. The benefits to the employers in terms of cost control make successful introduction of CDHPs imperative.
Delivering Healthcare Benefits in Multinational Environments
Designing global benefits packages presents significant challenges for multinationals. Healthcare in particular is difficult to manage. Some of the key challenges in this area are the management of national differences, working within the company organizational structure, and adapting to shifting regulatory environments.
Value-Based Benefits
Companies are paying more attention to what their employees want and are trying to offer them benefits that will help enhance both their productivity and their health. This ultimately means greater success for the company and for the employees as well, so it is being seen in more settings, and not just in companies where is would "make sense" such that are affiliated with healthcare.
