• Core Benefits
• Voluntary Benefits
• Group Disability & Life Benefits
• Executive Benefits
• Global Benefits
• Consumer-Driven Healthcare
• Retirement Services
• Integrated Workers’ Compensation + Healthcare
• Private Client Insurance

Global Benefits

The challenge for multinational organizations is how to manage the design, delivery, and financing of healthcare benefits from a global perspective.

This process requires a balancing act between:

• Local and global business objectives and philosophies
• The cost, quality, and availability of national health insurance programs in light of the emerging private medical practices in many countries
• Changing regulatory environments that impact the design, delivery, and cost of benefit plans with local and global benefit objectives

US Corporations

We understand that multinational corporations have unique needs when managing their international employee populations. Not only do you need a worldwide benefits solution, but also the flexibility to provide benefits that are similar to what you offer your U.S.-based employees.

In order to meet those needs, we design programs for a variety of globally-mobile employees, including expatriates (both American expatriates living abroad and foreign nationals living in the United States), third-country nationals, and international business travelers. These programs can help keep your employees and their families healthy and informed so they can complete successful assignments.

International Nonprofits

Nonprofits have enough concerns without having to deal with navigating unfamiliar health systems and keeping employees healthy while on assignment. We design plans that offer the flexibility of choosing benefits so your employees have access to health care wherever they are in the world.

We also offer specialized benefit programs for missionary organizations that include continuing coverage while on furlough. Plus, if missionaries return to the United States for pledging, preaching, and/or training requirements, they can remain in the global program for up to 12 months before returning to their international assignment. While in the United States, their benefits would provide access to an extensive nationwide network of doctors, specialists, and hospitals, which means access to greater discounts to help manage the cost of health care.

International Schools

To recruit and retain top international teachers, it’s important to offer them access to the best possible health care coverage no matter where they are in the world. Our experience with international schools ensures that we understand both your unique administrative and budgetary needs, as well as the health care needs of your teachers and their families. As a result, we offer customized programs designed to keep your staff healthy while still helping you meet your bottom line.

International Organizations

BayPoint helps design comprehensive global benefit plans for a variety of international corporations and other organizations based outside of the United States. This includes employers such as non-U.S.-based multinational corporations, diplomatic and governmental organizations, and other international companies who seek health benefits for their expatriate employees living and working in virtually any country in the world, including the United States.